by Adam Massey | Sep 30, 2026 | Cashflow, Debt, Financial Advice, Financial Adviser, Financial goals, Financial Planner, Financial Tips, Goals, Life balance, Retirement, Superannuation |
Many of the most important financial decisions in retirement occur outside investment markets. Tax outcomes, family assistance and lifestyle choices can have a lasting impact on retirement security. This edition highlights practical strategies and common pitfalls that...
by Adam Massey | Sep 17, 2026 | Cashflow, Financial Advice, Financial Adviser, Financial goals, Financial Planner, Financial Tips, Goals, Investing, Life balance, Retirement, Superannuation |
Many retirees focus on investment returns and superannuation balances, but successful retirement planning requires a broader perspective. This newsletter examines the implications of living longer than previous generations, reviews whether Transition to Retirement...
by Adam Massey | Aug 6, 2026 | Cashflow, Financial Advice, Financial Adviser, Financial goals, Financial Tips, Retirement, Superannuation |
Superannuation, tax planning and retirement living decisions can have a significant impact on your long-term financial security. In this edition, we explore whether salary sacrifice remains an effective strategy following the 1 July 2026 changes, how the small...
by Adam Massey | Jul 9, 2026 | Cashflow, Financial Advice, Financial Adviser, Financial Tips, Insurance, Retirement, Superannuation |
Inheritance, insurance and superannuation planning are all areas where small decisions can have significant long-term consequences. This month’s newsletter examines the key financial considerations following an inheritance, the role trauma cover can play in...
by Adam Massey | Jun 24, 2026 | Cashflow, Financial Advice, Financial Adviser, Financial goals, Financial Tips, Investing, Retirement |
Most Australians assume certain financial rules are simple, but in reality, what Australians get wrong about homes, health, and income can lead to costly mistakes later in life. The Main Residence Exemption Most Australians assume their home is always exempt from...
by Adam Massey | May 27, 2026 | Cashflow, Debt, Financial Advice, Financial goals, Financial Tips, Retirement, Superannuation |
When the Loan Becomes a Gift Family loans often fail because they rely on trust rather than documentation. Without a written agreement, courts and third parties may treat advances as gifts. This can cause problems in family law, bankruptcy, and Centrelink assessments....
