by Adam Massey | Apr 29, 2026 | Cashflow, Debt, Financial Advice, Financial Tips, Insurance, Superannuation |
The Debt Nobody Talks About: HECS, HELP, and the Hidden Drag on Household Finances Recent reforms have significantly changed how HELP debt works for Australian households. Balances were cut by 20 per cent, repayments shifted to a marginal system, and indexation is now...
by Adam Massey | Apr 15, 2026 | Cashflow, Debt, Financial Advice, Financial Tips, Investing, Retirement, Superannuation |
Protecting Your Parents’ Money, and Your Own Financial elder abuse often begins inside trusted family relationships, not with strangers or scams. It can involve pressure to lend money, act as guarantor, or hand over financial control. Many cases go unreported because...
by Adam Massey | Mar 10, 2026 | Debt, Financial Advice, Financial Tips, Investing, Massey Market Updates
The US/Israel conflict with Iran is creating turbulence across global markets, with oil supply risks driving sharp price swings and dampening investor sentiment. Key Points Oil volatility intensifies: Prices spiked to US$119 before retreating, as uncertainty...
by Adam Massey | Dec 22, 2025 | Cashflow, Debt, Financial Advice, Financial Adviser, Financial goals, Goals, Investing, Superannuation |
Choppy Waters and Short Supply: What Australia’s Housing Crunch Means for Everyday Borrowers Australia’s housing market faces structural challenges, with supply constrained by labour shortages, zoning delays, and infrastructure bottlenecks. Risky loan structures, such...
by Adam Massey | Sep 30, 2025 | Debt, Financial Advice, Financial goals, Financial Tips, Goals, Investing, Retirement, Superannuation |
Breaking the Chains: Practical Steps to Eliminate Debt Before Retirement For many Australians, debt has quietly followed them into retirement – mortgages, credit cards, or personal loans that reduce lifestyle choices and add stress. This article outlines a clear,...
by Adam Massey | Mar 3, 2025 | Debt, Financial Advice, Financial Tips, Goals, Investing, Retirement, Superannuation |
Make Income Great Again: Lessons for Building Resilient Dividend Portfolios in Australia Building resilient dividend portfolios in Australia involves understanding the unique aspects of the local market, including high payout ratios and franking credits. Investors...