Borrowing After 50 | The Two-Person Retirement | Granny Flat Arrangements | Q&A

Borrowing After 50 | The Two-Person Retirement | Granny Flat Arrangements | Q&A

Borrowing After 50 Borrowing after 50 remains possible but lenders apply stricter rules. The key change is the need for a documented exit strategy beyond employment income. Serviceability buffers and income assumptions become more conservative as retirement...
When the Will Doesn’t Do What You Think It Does | EOFY Without the Last‑Minute Scramble | Investment Bonds: The Quietly Useful Structure Most People Don’t Know | Q&A

When the Will Doesn’t Do What You Think It Does | EOFY Without the Last‑Minute Scramble | Investment Bonds: The Quietly Useful Structure Most People Don’t Know | Q&A

When the Will Doesn’t Do What You Think It Does Many people assume their will controls all assets, but that is rarely true. Super, jointly owned property, insurance, and trusts pass outside the will. These assets follow their own rules and nominations. Estate planning...
Protecting Your Parents’ Money | Why Fuel Costs What It Does | 1 July Super and Tax Changes | Q&A

Protecting Your Parents’ Money | Why Fuel Costs What It Does | 1 July Super and Tax Changes | Q&A

Protecting Your Parents’ Money, and Your Own Financial elder abuse often begins inside trusted family relationships, not with strangers or scams. It can involve pressure to lend money, act as guarantor, or hand over financial control. Many cases go unreported because...