The Tax Return in Retirement | Helping the Kids into a Home | When the Kids Come Home Again | Q&A

The Tax Return in Retirement | Helping the Kids into a Home | When the Kids Come Home Again | Q&A

by | Sep 30, 2026 | Cashflow, Debt, Financial Advice, Financial Adviser, Financial goals, Financial Planner, Financial Tips, Goals, Life balance, Retirement, Superannuation | 0 comments

Many of the most important financial decisions in retirement occur outside investment markets. Tax outcomes, family assistance and lifestyle choices can have a lasting impact on retirement security. This edition highlights practical strategies and common pitfalls that...
The Longevity Bonus | Transition to Retirement | Winding Up an SMSF | Q&A

The Longevity Bonus | Transition to Retirement | Winding Up an SMSF | Q&A

by | Sep 17, 2026 | Cashflow, Financial Advice, Financial Adviser, Financial goals, Financial Planner, Financial Tips, Goals, Investing, Life balance, Retirement, Superannuation | 0 comments

Many retirees focus on investment returns and superannuation balances, but successful retirement planning requires a broader perspective. This newsletter examines the implications of living longer than previous generations, reviews whether Transition to Retirement...
Borrowing After 50 | The Two-Person Retirement | Granny Flat Arrangements | Q&A

Borrowing After 50 | The Two-Person Retirement | Granny Flat Arrangements | Q&A

by | Jun 11, 2026 | Debt, Financial Advice, Financial Adviser, Financial goals, Financial Tips, Life balance, Retirement, Superannuation | 0 comments

Borrowing After 50 Borrowing after 50 remains possible but lenders apply stricter rules. The key change is the need for a documented exit strategy beyond employment income. Serviceability buffers and income assumptions become more conservative as retirement...
Superannuation or Shelter? | The Modern Retirement Equation | Avoiding Wealth Transfer Pitfalls | Q&A

Superannuation or Shelter? | The Modern Retirement Equation | Avoiding Wealth Transfer Pitfalls | Q&A

by | Nov 25, 2024 | Financial Advice, Financial Adviser, Financial Planner, Financial Tips, Investing, Life balance, Retirement, Superannuation | 0 comments

This issue of Wealth Adviser includes: Superannuation or Shelter? Rethinking the Path to Wealth and Stability  The discussion centres on the tension between using superannuation savings for home purchases and ensuring long-term financial security. It highlights the...
Navigating the 2024 Super and Tax Landscape | CPI may understate the rising costs of retirement | The Importance of Home Ownership in Achieving a Comfortable Retirement | Q&A

Navigating the 2024 Super and Tax Landscape | CPI may understate the rising costs of retirement | The Importance of Home Ownership in Achieving a Comfortable Retirement | Q&A

by | Aug 5, 2024 | Financial Advice, Financial goals, Financial Tips, Goals, Investing, Life balance, Retirement | 0 comments

This issue of Wealth Adviser includes: Navigating the 2024 Super and Tax Landscape: 20 Essential Questions Answered. The superannuation guarantee contribution rate has increased to 11.5%, and contribution caps have also increased.  Personal income tax rates have been...
The Five Reasons Why The $A Is Likely To Rise Further – if recession is avoided | The Money Supply and Inflation Puzzle: What Every Retiree Should Know | Our finances should enable and not dictate our lives | Q&A

The Five Reasons Why The $A Is Likely To Rise Further – if recession is avoided | The Money Supply and Inflation Puzzle: What Every Retiree Should Know | Our finances should enable and not dictate our lives | Q&A

by | Jul 22, 2024 | Cashflow, Financial Advice, Financial goals, Financial Tips, Goals, Investing, Life balance, Retirement | 0 comments

This issue of Wealth Adviser includes: The Five Reasons Why The $A Is Likely To Rise Further – if recession is avoided. “After a soft patch since 2021, there is good reason to expect the $A to rise into next year: it’s undervalued; interest rate differentials look...