by Adam Massey | May 13, 2022 | Financial Advice, Financial Adviser, Financial Tips, Investing, Massey Market Updates, Retirement
To invest successfully typically requires some discipline, and if it’s not your day job, the ability to leave things to the experts. Five keys to investing are: Invest for the long term – if you can time the market you might get a better return, but...
by Adam Massey | Apr 7, 2021 | Cashflow, Financial Advice, Financial goals, Financial Tips, Investing, Retirement, Superannuation
The Summer issue of infocus includes: Retirees cash flow droughts. While lower interest rates are generally good news for borrowers, they can cause issues for retirees and others who rely on interest payments. Strategies to rebuild super after early access. If you...
by Adam Massey | Mar 15, 2021 | Financial Advice, Food & Finance Guy, Goals |
For my 40th birthday my wife and I travelled to Sydney to enjoy lunch at Peter Gilmore’s Quay restaurant. This is the home of the snow egg as featured on MasterChef a couple of seasons ago. We enjoyed some interesting food and also tried some of the elements...
by Adam Massey | Sep 25, 2020 | Cashflow, Financial Advice, Financial goals, Financial Tips, Investing, Retirement, Superannuation |
The Spring issue of infocus includes: Super life cover. Is this a good way to have your personal insurances? The tips, traps and costs of retirement villages. As the population ages, retirement villages are marketed at the ‘over-55s’, but the average age...
by Adam Massey | Aug 17, 2020 | Debt, Financial Advice, Financial Adviser, Investing, Life balance, Massey Market Updates, Retirement |
Australia has had poor housing affordability for over a decade. The 2020 Demographia Housing Affordability Survey showed the multiple of median house prices to median annual incomes in Australia is 5.9 times, in Canada is 3.9 times, in the UK is 4.5 times and in the...
by Adam Massey | Aug 10, 2020 | Debt, Financial Advice, Financial Adviser, Financial goals, Investing, Massey Market Updates, Retirement, Superannuation |
The Reserve Bank of Australia left interest rates on hold for the fifth month in a row. The March monetary easing is believed to be working as expected, with continued bond buying to keep the 3 year bond yield at its 0.25% target. The Victorian coronavirus outbreak...
by Adam Massey | Jun 14, 2020 | Cashflow, Financial Advice, Financial goals, Financial Tips, Investing, Retirement, Superannuation |
The Winter issue of infocus includes: What to consider when withdrawing your Super early. Even though you may be able to withdraw your super early due to COVID-19, there are some important considerations. Waiting in cash until share markets fall. If you have money...
by Adam Massey | May 29, 2020 | Debt, Financial Advice, Financial goals, Investing, Massey Market Updates |
While the impact of the coronavirus has dominated news coverage, there are a mix of positive and negative potential long term implications. Some will depend on your perspective as to whether they are good or bad with economic impacts and changes to our lifestyle and...
by Adam Massey | Mar 16, 2020 | Cashflow, Debt, Financial Advice, Financial goals, Financial Tips, Goals, Life balance, Retirement |
The Autumn issue of infocus includes: Achieving Financial Freedom. Financial freedom has a different meaning for everyone, based on personal preferences. If you want to achieve it, a little time spent planning will set you on the right course. The fast way to a life...
by Adam Massey | Dec 20, 2019 | Cashflow, Debt, Financial Advice, Financial goals, Financial Tips, Life balance, Retirement, Superannuation |
The Summer issue of infocus includes: Being sensible with Buy Now Pay Later this silly season. The key is really to have a budget, particularly for your Christmas spend, and put a little thought into your shopping before heading out to avoid getting carried away in...
