by Adam Massey | Dec 22, 2025 | Cashflow, Debt, Financial Advice, Financial Adviser, Financial goals, Goals, Investing, Superannuation |
Choppy Waters and Short Supply: What Australia’s Housing Crunch Means for Everyday Borrowers Australia’s housing market faces structural challenges, with supply constrained by labour shortages, zoning delays, and infrastructure bottlenecks. Risky loan structures, such...
by Adam Massey | Dec 8, 2025 | Financial Advice, Financial Adviser, Financial goals, Financial Tips, Goals, Insurance, Investing, Superannuation |
Are Your Children Really Ready to Inherit? A Practical Stress Test for Australia’s $5.4 Trillion Wealth Transfer Australia faces a $5.4 trillion intergenerational wealth transfer, but research shows many heirs lack financial capability and confidence. The inheritance...
by Adam Massey | Nov 26, 2025 | Financial Advice, Financial Adviser, Financial goals, Financial Tips, Goals, Investing, Retirement, Superannuation |
Hanging Up His Boots at 95: Buffett’s Timeless Investment Principles Warren Buffett’s retirement at 95 marks the end of an era, but his principles remain a blueprint for investors and advisers. His approach emphasizes patience, compounding, and disciplined value...
by Adam Massey | Nov 12, 2025 | Financial Advice, Financial goals, Goals, Investing, Retirement |
Is the Family Trust Still Worthwhile? Family trusts continue to offer benefits in tax planning, succession, and asset protection, but rising compliance costs and regulatory scrutiny are reshaping their value. Recent ATO focus on distribution rules and reimbursement...
by Adam Massey | Oct 27, 2025 | Financial Advice, Financial goals, Financial Tips, Goals, Insurance, Investing, Retirement, Superannuation |
Conquering the Maze: Navigating Retirement Concessions Retirees often miss out on valuable concessions due to a fragmented and confusing system. This article outlines how to access federal and state benefits like the PCC, CSHC, and Seniors Cards, and highlights the...
by Adam Massey | Oct 14, 2025 | Financial Advice, Financial goals, Financial Tips, Goals, Retirement, Superannuation |
Beyond the Traditional Retirement: Navigating Ageism, Semi-Retirement, and Wealth in Modern Australia Retirement is no longer a fixed endpoint but a flexible phase blending work, leisure, and purpose. Many Australians are working longer for financial and personal...
by Adam Massey | Sep 30, 2025 | Debt, Financial Advice, Financial goals, Financial Tips, Goals, Investing, Retirement, Superannuation |
Breaking the Chains: Practical Steps to Eliminate Debt Before Retirement For many Australians, debt has quietly followed them into retirement – mortgages, credit cards, or personal loans that reduce lifestyle choices and add stress. This article outlines a clear,...
by Adam Massey | Sep 16, 2025 | Financial Advice, Financial goals, Financial Tips, Goals, Investing, Superannuation |
Riding Out the Storm: Buffett’s Long-Term Insights for Australian Wealth Resilience Warren Buffett’s disciplined approach during past market downturns shows the power of patience, process, and quality investing. By focusing on fundamentals and resisting the urge to...
by Adam Massey | Sep 2, 2025 | Cashflow, Financial Advice, Financial goals, Financial Tips, Goals, Investing, Retirement, Superannuation |
The Magic Multiplier: How Compounding Builds Wealth for Every Australian Compounding is the single most powerful force in wealth creation turning small, regular savings into significant long-term growth. Growth assets like shares and property benefit most from...
by Adam Massey | Aug 19, 2025 | Cashflow, Financial Advice, Financial goals, Financial Tips, Goals, Insurance, Investing, Retirement |
From Shakespeare to Super: Mastering Time Value and Behavioural Biases for Lasting Wealth Even highly intelligent people can make poor financial decisions due to how our brains process short-term rewards versus long-term goals. This article explores the psychology...