by Adam Massey | Apr 2, 2026 | Cashflow, Financial Advice, Financial Tips, Retirement, Superannuation |
Retirement Income That Lasts: The Considerations That Matter Most A strong retirement income plan balances reliability, inflation protection, and flexibility. The Age Pension often forms the base, supported by super and other assets. Growth assets help protect...
by Adam Massey | Mar 19, 2026 | Financial Advice, Financial Tips, Retirement, Superannuation |
Your EOFY Super Checklist There are a number of small but powerful super strategies that can make a real difference before 30 June. The article covers key contribution caps, how to check your available room through myGov, and when strategies like salary sacrifice or...
by Adam Massey | Mar 10, 2026 | Debt, Financial Advice, Financial Tips, Investing, Massey Market Updates
The US/Israel conflict with Iran is creating turbulence across global markets, with oil supply risks driving sharp price swings and dampening investor sentiment. Key Points Oil volatility intensifies: Prices spiked to US$119 before retreating, as uncertainty...
by Adam Massey | Mar 3, 2026 | Financial Advice, Financial Tips, Retirement, Superannuation |
The Centrelink Puzzle: Understanding the Age Pension Means Tests The Age Pension uses assets and income tests to calculate your payment, and the harsher result applies. Many retirees do not realise that changing how wealth is held can change which test applies....
by Adam Massey | Feb 17, 2026 | Financial Advice, Financial Adviser, Financial Tips, Retirement, Superannuation |
Blended Families and Estate Planning: When Love Gets Complicated, So Does Your Will Blended families are now common in Australia, and with that comes a higher risk of accidental disinheritance if estate planning isn’t carefully structured. A key trap is owning the...
by Adam Massey | Feb 2, 2026 | Financial Advice, Financial Adviser, Financial goals, Financial Tips, Goals, Insurance, Investing, Retirement, Superannuation |
The $500,000 Question: Navigating Aged Care Costs and Refundable Accommodation Deposits in Retirement Aged care costs are becoming one of the most financially significant decisions retirees face, with Refundable Accommodation Deposits (RADs) commonly ranging from...
by Adam Massey | Jan 23, 2026 | Financial Advice, Financial Adviser, Financial goals, Goals, Investing, Superannuation |
From Waiting Lists to Water Pipes: Turning Australia’s Infrastructure Squeeze into Investment Resilience Australia’s rapid population growth is outpacing investment in hospitals, schools, transport, water systems and housing, creating a structural infrastructure...
by Adam Massey | Dec 22, 2025 | Cashflow, Debt, Financial Advice, Financial Adviser, Financial goals, Goals, Investing, Superannuation |
Choppy Waters and Short Supply: What Australia’s Housing Crunch Means for Everyday Borrowers Australia’s housing market faces structural challenges, with supply constrained by labour shortages, zoning delays, and infrastructure bottlenecks. Risky loan structures, such...
by Adam Massey | Dec 8, 2025 | Financial Advice, Financial Adviser, Financial goals, Financial Tips, Goals, Insurance, Investing, Superannuation |
Are Your Children Really Ready to Inherit? A Practical Stress Test for Australia’s $5.4 Trillion Wealth Transfer Australia faces a $5.4 trillion intergenerational wealth transfer, but research shows many heirs lack financial capability and confidence. The inheritance...
by Adam Massey | Nov 26, 2025 | Financial Advice, Financial Adviser, Financial goals, Financial Tips, Goals, Investing, Retirement, Superannuation |
Hanging Up His Boots at 95: Buffett’s Timeless Investment Principles Warren Buffett’s retirement at 95 marks the end of an era, but his principles remain a blueprint for investors and advisers. His approach emphasizes patience, compounding, and disciplined value...
