Is the Family Trust Still Worthwhile?
Family trusts continue to offer benefits in tax planning, succession, and asset protection, but rising compliance costs and regulatory scrutiny are reshaping their value. Recent ATO focus on distribution rules and reimbursement agreements has introduced new risks for trustees and beneficiaries. Despite these challenges, trusts remain effective for intergenerational wealth transfer and estate planning when properly structured. Advisers recommend regular reviews and tailored strategies to ensure trusts align with evolving legal and financial goals.
Navigating Opportunity: Core Resilience in Australian Commercial Property
The Australian commercial property market is entering a recovery phase, driven by stabilising interest rates and renewed investor confidence. Core sectors such as office, industrial, and convenience retail are showing resilience, supported by tight supply and strong tenant demand. Institutional investors are shifting towards defensive assets, favouring long-term leases and diversified exposure. For retail investors, timing and sector selection are critical to capturing outsized returns in this evolving landscape.
Privatised Toll Roads in Australia: Who Really Pays the Price?
Australia’s toll road network, dominated by Transurban, has created significant financial burdens for lower-income commuters and small businesses. Public–private partnerships have often failed to shift risk away from taxpayers, with hidden subsidies and guaranteed returns benefiting private operators. The toll system acts as a regressive tax, disproportionately affecting outer-suburban residents and freight operators. Experts call for reforms including transparent contracts, smarter pricing models, and reinvestment into equitable transport infrastructure.
Q & A
- Benefits of a Family Trust? Flexibility, tax efficiency, asset protection, and succession planning, family trusts are best suited for complex financial situations.
- Pay Down Debt or Invest? Prioritise high-interest debt; consider investing if potential returns exceed loan rates, especially in tax-effective vehicles.
- Estate Planning Essentials? Align ownership structures, update nominations, and integrate legal tools like powers of attorney for smooth transitions.
