by Adam Massey | Mar 3, 2026 | Financial Advice, Financial Tips, Retirement, Superannuation |
The Centrelink Puzzle: Understanding the Age Pension Means Tests The Age Pension uses assets and income tests to calculate your payment, and the harsher result applies. Many retirees do not realise that changing how wealth is held can change which test applies....
by Adam Massey | Feb 17, 2026 | Financial Advice, Financial Adviser, Financial Tips, Retirement, Superannuation |
Blended Families and Estate Planning: When Love Gets Complicated, So Does Your Will Blended families are now common in Australia, and with that comes a higher risk of accidental disinheritance if estate planning isn’t carefully structured. A key trap is owning the...
by Adam Massey | Feb 2, 2026 | Financial Advice, Financial Adviser, Financial goals, Financial Tips, Goals, Insurance, Investing, Retirement, Superannuation |
The $500,000 Question: Navigating Aged Care Costs and Refundable Accommodation Deposits in Retirement Aged care costs are becoming one of the most financially significant decisions retirees face, with Refundable Accommodation Deposits (RADs) commonly ranging from...
by Adam Massey | Nov 26, 2025 | Financial Advice, Financial Adviser, Financial goals, Financial Tips, Goals, Investing, Retirement, Superannuation |
Hanging Up His Boots at 95: Buffett’s Timeless Investment Principles Warren Buffett’s retirement at 95 marks the end of an era, but his principles remain a blueprint for investors and advisers. His approach emphasizes patience, compounding, and disciplined value...
by Adam Massey | Nov 12, 2025 | Financial Advice, Financial goals, Goals, Investing, Retirement |
Is the Family Trust Still Worthwhile? Family trusts continue to offer benefits in tax planning, succession, and asset protection, but rising compliance costs and regulatory scrutiny are reshaping their value. Recent ATO focus on distribution rules and reimbursement...
by Adam Massey | Oct 27, 2025 | Financial Advice, Financial goals, Financial Tips, Goals, Insurance, Investing, Retirement, Superannuation |
Conquering the Maze: Navigating Retirement Concessions Retirees often miss out on valuable concessions due to a fragmented and confusing system. This article outlines how to access federal and state benefits like the PCC, CSHC, and Seniors Cards, and highlights the...
