by Adam Massey | Oct 23, 2018 | Cashflow, Financial Advice, Financial Adviser, Financial Tips, Goals, Life balance, Retirement, Superannuation |
With life expectancy climbing it’s never been more important to make sure your super is in good shape. Younger people need to keep in mind that the current Age Pension and associated concessions will likely look very different by the time they reach retirement age....
by Adam Massey | Sep 17, 2018 | Financial Advice, Financial goals, Investing, Massey Market Updates, Retirement |
In this article by Shane Oliver, he suggests that given the low interest rate environment, returns are likely to also be low over the medium term (5 to 10 years). He provides some framework for estimating returns and suggests a projected 6.2% return per annum for a...
by Adam Massey | Sep 5, 2018 | Financial Advice, Financial goals, Investing, Massey Market Updates, Retirement |
Key points Investing during times of uncertainty can be nerve wracking, but even in good times it can be problematic. For this reason, it’s useful for investors to keep a key set of things – call them rules – in mind. The key rules I think are to: make the most of the...
by Adam Massey | Aug 27, 2018 | Financial Advice, Financial goals, Investing, Massey Market Updates, Retirement |
Key points So far President Trump has been positive for share markets but this year the focus is increasingly shifting to populist policies with greater risk for investors. The key risks to keep an eye on in this regard relate to trade conflict and the expanding US...
by Adam Massey | Aug 21, 2018 | Cashflow, Financial Advice, Financial Tips, Goals, Retirement |
I recently worked with a couple who worked in the professional services field that came to me as they felt overwhelmed. They worked extremely hard but felt like they were going nowhere financially. They felt that they did not have a plan in place for the future....
by Adam Massey | Jul 25, 2018 | Cashflow, Financial Advice, Financial Adviser, Financial Tips, Goals, Retirement, Superannuation |
I was speaking with a client recently about what was required of him to be able to retire and continue living the lifestyle he was accustomed to. With the cost of living increasing, it has never been more important to make the most of your finances during your years...