by Adam Massey | Nov 22, 2018 | Cashflow, Financial Advice, Financial Adviser, Financial goals, Financial Tips, Retirement |
When I talk to the happiest retirees, I know their retirement joy is rarely about money. On the other hand, when I talk to retired people who are not enjoying retirement, financial stress is often a major culprit. Money may not guarantee retirement happiness –...
by Adam Massey | Oct 30, 2018 | Cashflow, Debt, Financial Advice, Financial Adviser, Financial goals, Financial Tips, Retirement, Superannuation |
This issue of financial snapshot includes: How much super should I have at my age? This allows you to compare your current super balance to the average for your age group. While this is interesting, and something I am often asked, the right amount of super for you...
by Adam Massey | Oct 20, 2018 | Debt, Financial Advice, Financial goals, Investing, Massey Market Updates |
Now is a time for caution in residential property investment with Sydney and Melbourne currently appearing expensive with prices likely to fall further and very low rental yields. Top to bottom falls could be around 20% (for Sydney and Melbourne). If you are...
by Adam Massey | Sep 17, 2018 | Financial Advice, Financial goals, Investing, Massey Market Updates, Retirement |
In this article by Shane Oliver, he suggests that given the low interest rate environment, returns are likely to also be low over the medium term (5 to 10 years). He provides some framework for estimating returns and suggests a projected 6.2% return per annum for a...
by Adam Massey | Sep 12, 2018 | Cashflow, Financial Advice, Financial goals, Financial Tips, Goals, Graduate |
As a parent I am familiar with the challenges around getting children to understand what money is. It is even more difficult as we become a cashless society. It is so easy to tap the plastic (or your phone with a virtual wallet) and not even know how much you paid....
by Adam Massey | Sep 5, 2018 | Financial Advice, Financial goals, Investing, Massey Market Updates, Retirement |
Key points Investing during times of uncertainty can be nerve wracking, but even in good times it can be problematic. For this reason, it’s useful for investors to keep a key set of things – call them rules – in mind. The key rules I think are to: make the most of the...