by Adam Massey | Oct 20, 2018 | Debt, Financial Advice, Financial goals, Investing, Massey Market Updates |
Now is a time for caution in residential property investment with Sydney and Melbourne currently appearing expensive with prices likely to fall further and very low rental yields. Top to bottom falls could be around 20% (for Sydney and Melbourne). If you are...
by Adam Massey | Oct 10, 2018 | Cashflow, Financial Advice, Financial Adviser, Financial Tips, Goals |
Money talk is one of the few topics parents avoid discussing with their children. Having a money talk with your children is one of the most important things you can do as a parent. The money talk is never easy, which means it is better to have it over time. I was...
by Adam Massey | Sep 17, 2018 | Financial Advice, Financial goals, Investing, Massey Market Updates, Retirement |
In this article by Shane Oliver, he suggests that given the low interest rate environment, returns are likely to also be low over the medium term (5 to 10 years). He provides some framework for estimating returns and suggests a projected 6.2% return per annum for a...
by Adam Massey | Sep 12, 2018 | Cashflow, Financial Advice, Financial goals, Financial Tips, Goals, Graduate |
As a parent I am familiar with the challenges around getting children to understand what money is. It is even more difficult as we become a cashless society. It is so easy to tap the plastic (or your phone with a virtual wallet) and not even know how much you paid....
by Adam Massey | Sep 5, 2018 | Financial Advice, Financial goals, Investing, Massey Market Updates, Retirement |
Key points Investing during times of uncertainty can be nerve wracking, but even in good times it can be problematic. For this reason, it’s useful for investors to keep a key set of things – call them rules – in mind. The key rules I think are to: make the most of the...
by Adam Massey | Aug 27, 2018 | Financial Advice, Financial goals, Investing, Massey Market Updates, Retirement |
Key points So far President Trump has been positive for share markets but this year the focus is increasingly shifting to populist policies with greater risk for investors. The key risks to keep an eye on in this regard relate to trade conflict and the expanding US...