by Adam Massey | Mar 3, 2026 | Financial Advice, Financial Tips, Retirement, Superannuation |
The Centrelink Puzzle: Understanding the Age Pension Means Tests The Age Pension uses assets and income tests to calculate your payment, and the harsher result applies. Many retirees do not realise that changing how wealth is held can change which test applies....
by Adam Massey | Feb 17, 2026 | Financial Advice, Financial Adviser, Financial Tips, Retirement, Superannuation |
Blended Families and Estate Planning: When Love Gets Complicated, So Does Your Will Blended families are now common in Australia, and with that comes a higher risk of accidental disinheritance if estate planning isn’t carefully structured. A key trap is owning the...
by Adam Massey | Feb 2, 2026 | Financial Advice, Financial Adviser, Financial goals, Financial Tips, Goals, Insurance, Investing, Retirement, Superannuation |
The $500,000 Question: Navigating Aged Care Costs and Refundable Accommodation Deposits in Retirement Aged care costs are becoming one of the most financially significant decisions retirees face, with Refundable Accommodation Deposits (RADs) commonly ranging from...
by Adam Massey | Jan 23, 2026 | Financial Advice, Financial Adviser, Financial goals, Goals, Investing, Superannuation |
From Waiting Lists to Water Pipes: Turning Australia’s Infrastructure Squeeze into Investment Resilience Australia’s rapid population growth is outpacing investment in hospitals, schools, transport, water systems and housing, creating a structural infrastructure...
by Adam Massey | Dec 22, 2025 | Cashflow, Debt, Financial Advice, Financial Adviser, Financial goals, Goals, Investing, Superannuation |
Choppy Waters and Short Supply: What Australia’s Housing Crunch Means for Everyday Borrowers Australia’s housing market faces structural challenges, with supply constrained by labour shortages, zoning delays, and infrastructure bottlenecks. Risky loan structures, such...
