Australian home prices turning back up again
CoreLogic data reveals a 0.3% rise in Australian home prices in February, driven by an anticipated RBA rate cut that boosted buyer confidence. Despite a brief downturn, the chronic housing shortage and expected further rate cuts are likely to support modest price growth this year. Poor rental affordability and slowing population growth are impacting demand for rental properties, leading to larger household sizes. Financial advisers should consider these trends when guiding clients on retirement planning and property investments.
The Evolution of Retirement Planning
Recent changes in superannuation rules and investment strategies are reshaping retirement planning in Australia. The 2025-26 super thresholds, including increased contribution caps and transfer balance cap, offer new opportunities for boosting retirement savings. Understanding investment risks and developing effective retirement income strategies are crucial for securing a comfortable retirement. Financial advisers can guide clients on these evolving aspects to optimise their retirement planning.
Seizing Opportunities: How Advisers Can Guide Clients Through the 2025 Australian Commercial Property Landscape
The Australian commercial property market is transitioning, presenting new opportunities for investors in 2025. Key trends include stabilising prices, increased demand for premium office and industrial spaces, and steady office vacancy rates. Investors should focus on strategic foresight, risk mitigation, and capitalising on emerging opportunities. Understanding market cycles and assessing risk versus reward are crucial for making informed investment decisions.
Q & A
- I’ve heard that once I start drawing my pension, I can’t add further funds to it. Is this true?
- I recently sold my home and have received a lump sum. I’m planning to buy another home very soon, but don’t need the funds in the meantime. Should I invest these funds alongside my other investments?
- I’m self-employed. What’s the best way to save for retirement when I don’t have my employer making super contributions like many others do?
